Welcome to PrimeInsureHub (“we,” “our,” “us”). These Terms of Service (“Terms”) govern your use of our website, primeinsurehub.xyz (the “Site”), and the informational resources we provide, including guides, insurance comparisons, reviews, and tutorials (collectively, the “Services”).
By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use the Site.
1. 🔐 Eligibility
To use our Site, you must:
- Be at least 16 years old
- Have the legal capacity to enter into a binding agreement
- Comply with all applicable laws and these Terms
If you’re using the Site on behalf of an organization, you confirm you have the authority to bind that organization to these Terms.
2. 👤 User Accounts
2.1 Registration
Some features may require you to create an account. You agree to:
- Provide accurate, complete information
- Keep your login credentials secure
- Notify us promptly of any unauthorized account access
2.2 Termination
We reserve the right to suspend or delete accounts that violate our Terms, disrupt the Site, or engage in abuse, fraud, or unauthorized activity — with or without notice.
3. 🧠 Use of Our Services
3.1 Informational Purpose Only
PrimeInsureHub is an educational and informational platform.
We do not sell insurance, act as a broker, or offer direct coverage or financial services. All content is meant to guide and inform your insurance decisions.
3.2 Prohibited Activities
You agree not to:
- Use the Site for any illegal, harmful, or misleading purposes
- Impersonate others or submit false information
- Interfere with the Site’s functionality or security
- Attempt to reverse engineer or scrape data
- Use bots or automated systems to interact with the Site
4. ⚙️ Intellectual Property
4.1 Ownership
All content on PrimeInsureHub (text, images, graphics, code, etc.) is owned by us or licensed to us. It is protected by copyright and intellectual property laws.
4.2 Limited License
We grant you a non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes. You may not reproduce, sell, or modify our content without written permission.
5. 🔐 Privacy Policy
Your use of the Site is subject to our Privacy Policy, which explains how we collect, store, and use your data. By using PrimeInsureHub, you agree to the terms of our Privacy Policy.
6. 🔗 Third-Party Links
Our Site may include links to third-party websites for reference. We are not responsible for their content, services, or privacy practices.
You access third-party sites at your own risk.
7. ⚠️ Disclaimer of Warranties
Our Site and Services are provided “as is” and “as available” without warranties of any kind. We do not warrant that:
- The Site will be uninterrupted or error-free
- Insurance information, comparisons, or guides will meet your expectations
- All external services or providers mentioned are legitimate, available, or suitable for you
Always do your own due diligence before purchasing any insurance policy.
8. 💥 Limitation of Liability
To the maximum extent allowed by law, PrimeInsureHub, its team, and affiliates are not liable for:
- Any losses related to insurance decisions
- Errors or outdated information in our content
- Issues caused by third-party services or providers linked on our Site
- Loss of data, service interruptions, or damages resulting from using the Site
9. 🛡️ Indemnification
You agree to defend, indemnify, and hold harmless PrimeInsureHub from any claims, losses, or disputes arising out of:
- Your use of the Site or its content
- Your violation of these Terms
- Your interaction with third-party insurance providers or platforms
10. 📝 Changes to These Terms
We may update these Terms from time to time to reflect changes in our Services or legal requirements.
Any changes will be posted here with an updated “Last Updated” date.
11. ⚖️ Governing Law
These Terms are governed by the laws of Pakistan. Any disputes arising under these Terms shall be handled exclusively in the courts of Pakistan.
12. 📩 Contact Us
Questions about these Terms? Please reach out to us:
📧 Email: info@primeinsurehub.xyz
Thank you for using PrimeInsureHub — your trusted guide to smarter insurance decisions.